Introduction
These Terms and Conditions ("Terms") govern your participation in online wellness coaching sessions provided by Kristen Lum ("Mentor"). By engaging in these services, you agree to be bound by these Terms. If you do not agree, please do not participate in the coaching services.

1. Services Provided
   The Mentor offers wellness coaching services that may include but are not limited to:

   • Personalized wellness plans

   • Nutritional guidance

   • Stress management techniques

   • Fitness advice

   • Goal-setting strategies

2. Eligibility
   To participate in coaching services, you must be at least 18 years old or have parental consent. By using the services, you confirm that you meet these eligibility requirements.

3. Client Responsibility
   As a client, you agree to:

   • Provide accurate and complete information regarding your health and wellness.

   • Participate actively and commit to the recommended action steps.

   • Communicate openly and honestly with the Mentor regarding your progress and challenges.

4. Confidentiality
   All information shared during coaching sessions is confidential. The Mentor agrees not to disclose any personal information without written consent from the client, except as required by law. Recorded group sessions may be repurposed in the future for promotional or education purposes.

1. Scheduling and Cancellations

   • Live Sessions will be scheduled at mutually agreed times.

   • Cancellations for 1:1, retreats and in-person agreements must be made [insert required notice period, which is 48 hours] in advance. Failure to provide adequate notice may result in a cancellation fee or loss of the session.

2. Payment Terms

   • Fees for services will be outlined in a separate agreement or package details.

   • Payments are due prior to the commencement of services unless otherwise agreed.

   • Accepted forms of payment include [insert payment methods, e.g., credit card, PayPal].

3. No Guarantees
   The Mentor does not guarantee any specific results from the coaching services. Individual results may vary based on a variety of factors including but not limited to effort, commitment, and personal circumstances.

1. Limitation of Liability
   The client acknowledges and agrees that the Mentor is not liable for any injury, loss, or damage arising out of or related to the coaching services, whether direct or indirect.

2. Termination of Services
   Either party may terminate coaching services at any time with [insert notice period, e.g., 14 days] written notice. Any outstanding payments will be addressed according to the services already rendered.

3. Governing Law
   These Terms shall be governed by and construed in accordance with the laws of [insert jurisdiction].

4. Changes to Terms
   The Mentor reserves the right to modify these Terms at any time. Clients will be notified of significant changes via email or through the Mentor’s website.

5. Acceptance
   By participating in wellness coaching services, you signify that you have read and agree to these Terms and Conditions.